A global marketplace for loans

Connecting Borrowers to Licensed Lenders
Pocket Money offer a second chance for all the rejected loan applicants, by circulating the application through a global network of Licensed Lenders. The winning bid is the one which offers the most favourable terms to the Borrowers, hence promoting fair micro-credit.

Ready Loans

Lender Borrow Duration Return Early Pay Late Pay
Vicoba $150 12 weeks $163.50 No No
Vicoba $250 6 weeks $277.50 No No
Alajapa $200 16 weeks $220 Yes No
Alajapa $100 8 weeks $114 Yes No
Money Bank $300 10 days $352 No Yes
Money Bank $150 15 days $189 No Yes
Money Bank $60 25 days $86.25 No Yes
Micro 1 $1,000 12 months $1,320 Yes No
Micro 2 $600 6 months $700 Yes No
Kredit 24 $700 12 months $1,056 Yes No
Kredit 24 $500 6 months $611 Yes No
Kredit 24 $75 30 days $122 Yes No
Kredit 24 $200 10 days $238.80 Yes No
Kredit 24 $100 15 days $130.70 Yes No
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5 things you need to know before getting a small loan

Informative article on Medium
Pocket Money Wallet Cash

A small personal loan can be a quick, convenient option to pay an immediate expense, like a medical bill or car repair, if you don’t have emergency savings or alternative ways to cover the expense. Here are 5 things to know before you take out a loan, so you know if it’s the right decision for you.

  1. Why you need the money?
  2. How much you can afford to borrow and payback
  3. Interest rates and other fees
  4. Small loans can be a lifesaver when you need cash quickly
  5. Banks aren’t the only option

The gap between stats and reality

Informative article on Medium
Financial Inclusion

Over the last two centuries, free markets and globalization have had a positive effect on aggregate economic growth, contributing to better living conditions and the reduction of extreme poverty across the world. Yet this is far from the only important socioeconomic change and moreover, the last two centuries have not been all about ‘free-market capitalism’.

Based on current projections, the world will not end poverty by 2030. Poverty will likely be lower by about 200 million people, but 438 million people, or 5 percent of the world’s population, will still live in extreme poverty. This is because there is a high likelihood that the pace of poverty reduction will slow down markedly in the coming years.